Modification Verbally Approved

After waiting the required 30 days, we called in to Bank of America, indicating that we wanted to re-apply for a modification as instructed previously.  We were told that they would take our application over the phone, which they did.  After crunching the numbers, we were told that our modification had been approved, and that we would get a written proposal in the mail within 10 days.

At this time, we also learned that our home was scheduled for foreclosure on 11/1/11.

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