Author Archives: jfenello

For several years, I’d been involved in a weekly poker game with some really great guys.  A few months earlier, we had all learned that one of the guys was getting a divorce.  This night, we learned his divorce was … Continue reading →

For almost 15 months, my wife and I had been attempting to work with Bank of America on either a mortgage modification, a short-sale, or a deed in lieu of foreclosure.  We were now coming down to the wire, as … Continue reading →

Having made the decision to fight, I searched through the Cobb County records, looking for all of the cases similar to mine.  Based on what I learned, my plan was to seek a temporary restraining order to prevent the scheduled … Continue reading →

On June 13, 2011, after more than 15 months of attempting to work with Bank of America, after skipping contractual obligations on the advice of the bank, after submitting no less than 4 complete applications, after submitting many more supplementary … Continue reading →

The date is June 21, and I just learned that the Supreme Court had dismissed a class action lawsuit filed against Walmart.  By now, I had spent some time reviewing the civil lawsuits on the Cobb County website.  Frankly, I … Continue reading →

According to Bank of America, at this point, we had two options: accept the modification as is, or refuse the modification and re-apply in 30 days.  On August 4, 2011, we turned down the bank’s “Special Forbearance Agreement,” indicating we … Continue reading →

After waiting the required 30 days, we called in to Bank of America, indicating that we wanted to re-apply for a modification as instructed previously.  We were told that they would take our application over the phone, which they did.  … Continue reading →

Days after our phone application, we received written notice from the bank that our account had been turned over to a “dedicated customer relationship manager.”  From this day forward, our phone calls were automatically routed to this person, with no … Continue reading →

With my Emergency Motion for a Temporary Restraining Order filed, and believing that I had 30 days to serve the defendants, my plan was to take the next couple of weeks and prepare my actual complaint (the emergency motion is … Continue reading →

By October 3, 2011, I had not heard back on my “approved” modification, nor from the 3 voice mails left for our new dedicated customer service rep (who promised a return call within 24 hours). Completely fed up with the … Continue reading →