Well, after more than 4 and a half years, the 11 Circuit Court of Appeals ruled against us. You can read the results here: Ruling on Appeal
Basically, they judges completely ignored all of our Georgia law arguments, and only ruled on questions of Federal law – specifically the Fair Debt Collection Practices Act. That means that they didn’t consider the false misrepresentations made by Bank of America that enticed many people (including us) into Federal court, even though it was never applicable.
Now, it’s time to decide our next course of action. We have until Friday, August 22nd to appeal to the Georgia Supreme Court, and we have other options as well. I’ll post our decision here shortly.
As always, comments welcome, and more soon …